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The Transamerica Center for Health Studies® (TCHS) informs the national health care conversation by bringing clarity to the complex decision-making regarding health coverage and personal health and wellness. The Transamerica Center for Health Studies (TCHS) is focused on empowering consumers and employers so that they can achieve the best value and protection from their health coverage, as well as the best outcomes in their personal health and wellness. Through its broad-based analysis and research findings, the Transamerica Center for Health Studies offers consumers and employers a guide to navigate the financial implications of the health care decisions they are facing. The Transamerica Center for Health Studies (TCHS) is a division of the Transamerica Institute®, a nonprofit, private foundation.